Optimise your deduction for the purchase of a primary residence
If you bought your home before 2013 and enjoy the deduction for the purchase of a primary residence, calculate the amounts you have paid during the year for the loans used for this purchase (capital plus interest). If you do not reach 9,040 euros (the maximum amount that you enjoy tax deduction), make an early repayment before the end of the year until you reach that figure. In this way you will maximise your deduction and you will be able to reduce your IRPF by 15% of the total amounts paid.
When calculating the amounts eligible for deduction, do not forget to include the annual premiums paid for the damage and life insurance that the bank has obliged you to take out in order to grant you the mortgage.
Our professionals are at your service to calculate the deductions to which you may be entitled in your tax returns.